What is a general and special power of Attorney?
How Do I Go About Buying My Council Home?
A Simple Guide to Selling Your Home
A Simple Guide to Buying Your Home
Is Your Home Being Repossessed?

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Power of attorney is an agreement between two people formalised in a legal document, whereby the donor gives the attorney the power to act on his behalf in matters of finance and property. The advantage to having such an arrangement set up in advance is that should anything untoward happen to you and you are unable to arrange things for yourself, the attorney will be able to act effectively on your behalf in terms of your finances and personal life.A common form of power of attorney is general power of attorney. With this, the attorney is empowered to take control of your affairs if anything happens to you, to ensure that you and your family are taken care of when you cannot make the arrangements yourself. The attorney is appointed in an official document to act on your behalf in
Council housing and social housing in all their manifestations and permutations have been the backbone of British life for many years now. Since the middle of the 1980s there has been a concerted move on the part of the various councils to sell their council houses off to their occupants as a part of the crusade for private ownership that blossomed under Mrs. Thatcher and has been encouraged by subsequent administrations.If you are a council tenant it is very possible that you are eligible to buy your council property at a significant discount. You can then either live in your new property or sell it – probably at a significant profit if you happen to live in an up-market area.The first step in this process is to find out whether you qualify, as not all council tenant
It can be a challenging and risky business selling your house, but if you keep a few things in mind you can’t go too far wrong.First of all, don’t try to sell it too quickly; the process can take some time if you are after a realistic price for your house, and there is always the temptation to accept a low offer just to get it over with, especially if you want out because you have your heart set on another property.If you are careful about managing the various risks along with your own expectations then you will save yourself a lot of unnecessary angst. There is probably no perfect solution when it comes to selling your home, no magic formula that will see you getting exactly what you want – though this occasionally does happen through a combination of strategy and sheer luck.
Purchasing a home can prove to be a long and tricky process, but it can be broken down into just a handful of steps that will simplify the whole thing.The first step is to discover precisely how much money you will be able to borrow, and this can be done through a mortgage broker. The broker will do a thorough search for the best deal available and you will be given an upper limit on your borrowing potential. Bear in mind that the more you borrow the higher the monthly repayments will be, so don’t overstretch yourself by borrowing the maximum amount available. Whether to go for a variable or fixed-rate deal is just one of the other factors to take into account, but the broker will be happy to explain it all to you.Decide next on what sort of a property you will be looking for,
If arrears on your home keep increasing over the months, your lender may make an application to the courts to take out a repossession order. Lenders vary in the time they allow the borrower to catch up, with some taking out repossession orders just six months after the first instance of arrears, although most will allow a longer period before they take legal action.There is a protocol which involves a series of steps that mortgage lenders have to follow before court action can be taken. The lender must provide you with clear information about the arrears amounts and interest charges, discuss the matter with you and take into account any requests you may have; for example, altering the date of monthly payments. They must also give you notice of when court action will begin in t
Duncan Lewis expanding property department is equally at home dealing with residential or commercial transactions. Our growth is due to our unique combination of personalised service and state of the art computerised systems. This allows us to concentrate on your needs without sacrificing efficiency or incurring undue legal costs. Duncan Lewis provide you with a fixed quote for fees and vigorously promote our price promise that we have never knowingly been under-quoted. Your work is supervised by a senior qualified solicitor and contact can be by direct phone or by email. Duncan Lewis wish to minimise inconvenience and maximise the speed of your transaction. We endeavour to carry out all legal work promptly and in particular to keep you informed and to make ourselves available to you to answer your concerns at any time. Duncan Lewis are accepted by all leading banks, building societies and other leading institutions and are able to act on their behalf so that you do not incur undue costs nor incur undue delay. Commercial and Business transactions are under the direct supervision of the Head of Property Department. Duncan Lewis can provide a very efficient, business oriented and caring approach to these matters as well as a very competitive costs structure. We deal with transactions up to £2m as standard and are able to quote above this figure on request. Duncan Lewis team can also help you with any commercial property transactions that you may have. We can deal with sales, purchases, assignment of leases, purchases of businesses as going concerns and sale and lease back transactions. In each transaction we apply our extensive experience to ensure that your commercial interests are protected at all times. To book an appointment or to refer clients to our firm, please contact Duncan Lewis New Client Co-ordinators on 0800 740 8081.
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